Daphne Capital : Financial institutions offer home loans for the purchase of the property. You can also buy/construct/renovate/extend your house with this money and repay it gradually within the chosen time period. Home loans are secured against the property, and if you fail to repay, the lender can take over the property from you and sell it to recover the dues.The eligibility for a home loan depends on an applicant’s income, credit history, property value and location. Based on these factors, the maximum loan amount is calculated
Property Loan against Commercial & Residential Properties
Loan against property allows you to use the value locked up in a property to meet any expenses you may have. While the loan amount depends on the total value of your property, you are free to use the funds as you see fit. Your property acts as collateral for the loan, but you can continue to use it as before.
At Fullerton India, we provide customized property loan depending on your requirement. Thus, you may be salaried, self-employed or an SME – rest assured, we have a product for you. Our streamlined process with minimal documentation ensures a hassle-free experience for every customer.
You can reach out to our support team for answers to any queries you may have or information you need via phone, email, or chat. Apply for a Loan Against Property today, and make the most of a host of advantages as our valued client.
How Much Loan Can I Get for My Property?
You can use the calculator below to get an estimate of the maximum loan amount you may be eligible for based on your income, monthly obligations and value / nature of your property.